Drivers Black Box

Black box insurance (also known as telematics insurance) is growing in popularity among young drivers who drive for work purposes. Soaring insurance costs leaves those aged 24 and under with little choice but to pay out – so this ingenious device offers a straightforward, cost-cutting solution.

1. Openbuilds Black Box Drivers And Software
2. Black Box Kvm Drivers

Van drivers who fall into this age category are taking full advantage of this behavioural change technology by installing a black box in their vehicle to lower the costs of driving for a living. Already stung by higher premiums than most young car owners due to larger engine sizes and links to business use, van drivers are happy to keep things calm behind the wheel if it means a potential saving of up to several hundred pounds.

1. A black box (or telematics) insurance policy can be the most affordable way for some young drivers to get insured, whether you're a new driver or you've been on the road a little while already.
2. Async RS-232 to RS-485 interface line drivers. Easily connect multiple devices to a single USB port. The Black Box website uses cookies. By continuing the use of the Black Box website, or by closing the message to the right, you consent to the use of cookies on this website.

What is black box insurance?

Blackmagic Design customer support provides the latest software updates, support notes, instruction manuals and contacts for any product related questions.

Put simply, telematics uses a system of in-vehicle checks to monitor your driving behaviour. The black box relays this information to your insurers who base your premium on how you drive, not how other people in your age group or area drive. If you keep to the speed limit, drive at a steady pace and avoid harsh braking, you will enjoy lower premiums.

Depending on your insurer, the precise nature of your black box insurance will differ too. Some require you to fit an actual black box, whilst others are happy for you to use a mobile app that tracks your movements whilst driving. So decide which would work best for you before choosing a policy.

Equally, certain insurers will set various conditions as part of their cover, for instance, imposing a curfew or limiting the number of annual miles you can accrue. However, many will then reward ‘good’ drivers with additional hours, miles or other perks.

At its heart, telematics rewards careful, sensible road users who might otherwise fall victim to the various assumptions that are made about young drivers. These can include gender, attitude and even job title, all of which can count against you in the eyes of the insurer.

What difference can telematics make for young van drivers?

It may seem insignificant to many older drivers who have the advantage of being in a more reliable age bracket and, most probably, have several years of no claims bonus to help keep costs in check. Parents of young drivers will appreciate the benefits of black box insurance more, but young people themselves are the ones who reap most of the rewards.

Perks range from the standard ‘reduction of annual premium’ – which comes to fruition at the time of renewal – to shopping vouchers, monthly or quarterly repayments and discount codes for high street stores. Additionally, it comes with unspoken benefits – the GPS tracker used to monitor your driving can be used to locate your van should it be stolen, and equally can be used as evidence if you are involved in a collision, as it will have a record of your speed at the time of the incident.

Of course, simply taking out a black box insurance policy will save you money, as firms know you are unlikely to choose it if you are a reckless driver. If you would like to find out how much telematics could save you, use a comparison site, which will give you an idea of some of the best black box deals on the market right now.

Naturally, some people may look and think that it is not worth the inconvenience – after all, it is hard to be a perfect driver all the time – but bear in mind that it is designed for young drivers. These are the people who are saving for house deposits. Joining the employment market and taking responsibility for their own welfare. Paying rent, contributing to bills and funding their own transportation. All of these things cost money – and yet young drivers also fall into the category for earning the lowest minimum wage, as well as taking home less than their older, more experienced colleagues. Therefore, any savings that can be made are likely to make a huge difference to young people at this stage of their lives.

What’s the catch?

Sadly, nothing comes free – and while telematics sounds like and is a great idea, you should not go into it with rose-tinted spectacles expecting a miracle. Whilst the intention is that a black box should lower your premiums, there is always the chance that this will not be the case. Though as a general rule, it is highly unlikely your premium will increase as a result of having a box fitted.

Depending on your job, you might also find it tricky to get a policy that fits in with your work schedule. Many insurance companies do not like van drivers using their vehicles after 10pm, for instance, which is difficult if you work shifts. For others, having to wait a whole year before gaining the full benefits might not give the kind of instant reward you were hoping for, or potentially need, if you are looking to make savings on a monthly basis.

There are plenty of myths out there about the dangers posed by black boxes, such as insurers reporting poor driving to the police or the installation invalidating your warranty. However, only by looking at the various policies on offer, and what they require from you as a young driver, will you find out if a black box is the best option.

Is telematics the way forward?

Overall, the benefits of black box insurance for young van drivers seem to outweigh the minor inconveniences that may present themselves. As a means of reducing premiums, whilst also potentially earning money or other rewards, telematics is a fantastic option for any young van driver who is struggling to find suitable, affordable cover. However, as with any financial product, you have got to do your own research and work out what you need from your insurance, as well as what it needs from you as the driver, before you will know for sure if telematics is for you.

As an alternative, employers with a number of young drivers may find a Young Driver Workshop more useful. This 2-hour course enhances a driver’s knowledge of the 4 key collision causation factors and enables young people to create a safer travel environment for themselves and others. The workshop covers a wide range of situations that young people are likely to face and helps them develop coping strategies. To find out more about this course email contactus@ttc-uk.com

Guest contributor: Annie Button is a Portsmouth based writer who specialises in road safety

News

You’re a young driver, you’ve passed your test, you can’t wait to get out on the road. But you need to get car insurance first – and how much is it going to cost? As a young driver you must be wondering where the best place is to get cheaper car insurance for first time drivers.

It takes a while to get comfortable with driving and learn to avoid risks on the road. It can be difficult to find a suitable insurance provider for the first time, when quotes for young drivers tend to be higher.

So where can you find cheaper car insurance policies? Where can you get a great price for young drivers insurance? Well insurethebox is a good place to start.

17 year-old Kyle from Glasgow was shocked that car insurance could be so expensive for young drivers. The highest quote he received by searching online was £4,400 – almost £3000 more expensive than the policy he decided to buy from insurethebox.

Openbuilds Black Box Drivers And Software

With telematics technology, you’re rewarded for good driving. You can earn up to 100 Bonus Miles a month, and could get a great value car insurance price at renewal.

• The time of day or night you drive
• The speed you drive at on different sorts of road
• If you brake or accelerate sharply
• If you take breaks on long journeys
• Your motorway miles
• Your total mileage

This information is then used to work out how safely you drive.

When you buy your car insurance with insurethebox you get a black box fitted to your car at no extra cost. Choosing the black box option means you can show us that you are a safe driver who deserves to pay a lower premium at renewal.

If you’re a safe driver you’ll earn up to 100 Bonus Miles each month and could see a discount at renewal. You can see a summary of the information collected by the box in Your Portal.

The box fitting is carried out by one of our experienced engineers at your home or work. It won’t affect the workings of your car, and you don’t have to wait for it to be fitted before you’re covered.

The benefits of the black box for young and new drivers

You’re probably a bit worried about having a black box fitted to your car. Here’s why it’s worth it for young driver car insurance:

• There are no curfews and no fines. At insurethebox we understand how important your freedom is as a young driver. Plus, we actively oppose curfews as we think they can put young drivers in danger.
• We encourage you to drive at a speed appropriate for the road and conditions and certainly don’t condone breaking the speed limit – it’s a maximum, not a target after all. But we prefer to focus our customers on improving their driving habits by providing regular feedback on potential bad driving habits.
• The box lets us reward you for safe driving. You can earn extra Bonus Miles each month and you’re likely to get a discount at renewal if you’ve driven safely throughout the year.

The box allows us to help you when you really need it. Your policy includes the additional benefit of Accident Alert and Theft recovery at no extra cost – so we can help you if you have an accident or your car is stolen.

• The data from our customers’ black boxes gives us a lot more information than traditional insurers have, so we can give accurate pricing based on a solid estimate of each individual driver’s risk of having an accident.
• We sell specific mileage packages – you choose 6,000, 8,000 or 10,000 miles and can buy more at any time. Our premiums are therefore based on a specific number of miles – not an estimation that could be much higher than the amount you actually end up driving.
• Our customers are safer drivers overall – we reward safe driving with monthly Bonus Miles and potential discounts at renewal. So our customers usually choose to drive safely. This means we save in claims costs and we can usually offer cheaper car insurance for young drivers who drive safely.

Convinced already? Get a quote and find out how much you could save.

Young driver car insurance using the latest technology

We use the latest technology with our black box to keep you and your data safe.

You can manage your policy online with your very own online portal. This is where you can find all your policy details and documents, plus all of your driving information and Bonus Miles scores – these help show you how safely you drive. We give you tips on how to improve too!

You can drive around safe in the knowledge that your data is safe with us. We won’t use it to punish you or sell you other products. We won’t release your driving information to the police unless we’re required to by law, or we suspect fraud.

So if you’re looking for cheaper car insurance for a new driver, whether that’s you or someone you know, why not get a quote now and discover if you can make savings with insurethebox.

Black Box Kvm Drivers

Our quote form works on all devices, so you can get your quote on your mobile or tablet if you’d like to.

Safe driving rewards – not penalties

Providing your policy details stay the same throughout the year (e.g. your car or address), you can rest assured that your premium will stay the same too.

Some telematics companies will increase your premium during the year if you drive badly – not insurethebox.

We only reward safe driving.

And just a reminder – we have no penalties for driving at night.

We’re social too!

If you’d like to ask more questions about car insurance with insurethebox, feel free to contact us through Facebook or Twitter. We’d love to hear from you.

By continuing to use our website, you agree to accept our cookies. Visit our ‘Analytics & Cookies Page’ to find out more. Click here.